We partner with only the most reputable global insurers, offering tailored solutions for expats, digital nomads, and travelers
Known for its exceptional customer service, digital innovation (Easy Claim app, Easy Pay Card), and flexibility for global citizens.
They offer tailored solutions for all expatriate situations—students, professionals, families, and retirees—with multilingual support and direct billing worldwide.
Type:
IPMI & Travel/Expat health Insurance
From:
France
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Some IPMI policies may offer coverage for pre-existing conditions after medical underwriting.
Max Age:
70
They provide highly customizable travel insurance plans with a wide range of medical and non-medical benefits, including high coverage limits, trip cancellation, baggage, and emergency assistance.
Type:
Travel Insurance
From:
Dubai
Reach:
Global
When to take out:
Prior to trip
Pre-existing Condition Included:
Some plans may offer limited benefits for acute onset, but this is not standard.
Max Age:
100 years old for travel insurance.
Stands out for its quick online quoting and purchase process for South Africans, inclusion of embassy visa letters, flexible multi-destination and multi-traveler options, and dedicated local customer support. They also offer coverage for travel supplier insolvency and COVID-19, with tailored policies for both leisure and business travel.
Type:
Travel
From:
South Africa
Reach:
Global
When to take out:
Prior to Trip
Pre-existing Condition Included:
Cover may be available, but it is subject to specific terms, conditions, and possibly age limits.
Max Age:
89
A Fortune 500 insurer with an enormous global network, offering highly customizable international private medical insurance for individuals, families, and organizations, with 24/7 multilingual customer care and a strong digital platform (including a Health Benefits App).
Type:
IPMI
From:
USA
Reach:
Global
When to take out:
Anytime
Pre-existing Condition Included:
Pre-existing conditions may be covered, subject to medical underwriting.
Max Age:
75
Cover private and corporate, working individuals by offering tailor-made insurance solutions for international travel.
Type:
Travel Insurance
From:
Austria
Reach:
Global
When to take out:
Prior to Trip
Pre-existing Condition Included:
No
Max Age:
75 for Multi-Trip Cover, otherwise 85.
Long-term international travel health insurance for various types of travellers—students, au pairs, interns, and those on work & travel programs.
Type:
Travel & Expat Health Insurance
From:
Germany
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
No
Max Age:
69
Instant online policy issuance, transparent pricing, and wide eligibility—cover regardless of nationality or destination. Their platform is highly user-friendly, with quick quotes and policy documents delivered instantly.
Type:
Travel Insurance
From:
Dubai
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Generally not covered.
Max Age:
Up to 100 years old for travel insurance. EKTA is notable for offering coverage to travellers of nearly any age, making it one of the most inclusive options on the market.
Known for its flexible, fully digital IPMI solutions tailored to expatriates, digital nomads, and globally mobile professionals, covering inpatient, outpatient, dental, and maternity options.
Type:
IPMI
From:
Luxembourg
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Pre-existing conditions may be covered, subject to medical underwriting.
Max Age:
74
GeoBlue Xplorer is known for its U.S.-style major medical coverage for expatriates, including access to the Blue Cross Blue Shield provider network in the U.S. and a global network abroad.
Type:
Travel Insurance
From:
USA
Reach:
Global
When to take out:
Prior to trip
Pre-existing Condition Included:
Pre-existing conditions may be covered, subject to medical underwriting.
Max Age:
75
Set to revolutionise the IPMI market with the launch of health products, fully modular and flexible health care plan designed to meet the unique needs and preferences of expats, seafarers, aviators, and globally mobile professionals, providing cover that goes beyond standard travel insurance.
Type:
IPMI
From:
UK
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
All our Protector Plans are available to buy instantly with no need to disclose your medical history.
Max Age:
75
Offer flexible, customizable travel insurance with a reputation for customer-friendly service, especially for those who have struggled to get cover elsewhere due to age or health.
Type:
Travel Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Recognized for their willingness to insure travellers with a wide range of medical histories—just be sure to declare all conditions during the application.
Max Age:
Well-known for being one of the few insurers in the UK and Europe that welcomes older travellers, including those over 70, 75, and even 85 for certain products.
Recognized for its tech-forward approach, offering comprehensive global health and travel coverage with strong digital tools, Anique features include the “Nomad Assistance App” (with telemedicine, mental health support, and emergency response).
Type:
Travel & Expat Health Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Limited coverage may be available for acute onset or emergency stabilization, depending on the product.
Max Age:
69
Offers highly flexible plans for both short-term and long-term travellers, with multilingual support and direct billing in a vast network of providers worldwide.
Type:
Travel & Expat Health Insurance
From:
Canada
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Limited coverage, must be checked in the specific plan terms.
Max Age:
74
Backed by Santam, a leading South African insurer with 130+ years’ experience and trusted by 2 million+ travelers, they offer travel cover for most southern African countries. Families get dedicated emergency support, and children under 21 are included free. Flexible cover includes medical emergencies, trip disruptions, and more.
Type:
Travel Insurance
From:
South Africa
Reach:
Global
When to take out:
Prior to Trip
Pre-existing Condition Included:
TIC does include some cover for pre-existing conditions, mainly for travelers up to age 69, and with restrictions. Always check the specific plan details and exclusions before purchase.
Max Age:
The maximum age for travel insurance cover is typically 85 years.
Plans are highly customizable, include telemedicine, and are designed for long-term expats and globally mobile families.
Type:
IPMI
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Subject to underwriting and plan terms.
Max Age:
Depending on chosen plan 26, 45 or 59.
A boutique, independent insurer specializing in comprehensive international health, life, and income protection for expats and globally mobile professionals.
Type:
IPMI
From:
UK
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
May be covered, but are subject to medical underwriting.
Max Age:
73
Have a Get in touch
Choose Insurer - Different Country
Have a Get in touch
Choose Insurer - Different Country
At Unparalleled Global Benefits, we believe that insurance should really be about more than just buying insurance coverage, it should be tranquility of mind every need has been taken care of. We offer the widest of choices, the best of solutions due to our awesome network of expat providers. Our partners have been proven to provide expatriates, backed by many years of experience a comprehensive range of fully tailored insurance services and furthermore, you are supported by the best local knowledge resources too.
