Known for its exceptional customer service, digital innovation (Easy Claim app, Easy Pay Card), and flexibility for global citizens.
They offer tailored solutions for all expatriate situations—students, professionals, families, and retirees—with multilingual support and direct billing worldwide.
Type:
IPMI & Travel/Expat health Insurance
From:
France
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Some IPMI policies may offer coverage for pre-existing conditions after medical underwriting.
Max Age:
70
Health insurance for educational stays in Europe. EDUCARE24 is specially tailored to the needs of foreign language students, regular students, adult education students, trainees, and guest scientists. The insurance provides all-round protection. It consists of travel health insurance, personal liability insurance, travel accident insurance and deportation costs insurance. So, you are well prepared for your stay abroad. The attached Insurance finder shows whether EDUCARE24 is the appropriate insurance cover.
Instant online policy issuance, transparent pricing, and wide eligibility—cover regardless of nationality or destination. Their platform is highly user-friendly, with quick quotes and policy documents delivered instantly.
Type:
Travel Insurance
From:
Dubai
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Generally not covered.
Max Age:
Up to 100 years old for travel insurance. EKTA is notable for offering coverage to travellers of nearly any age, making it one of the most inclusive options on the market.
Set to revolutionise the IPMI market with the launch of health products, fully modular and flexible health care plan designed to meet the unique needs and preferences of expats, seafarers, aviators, and globally mobile professionals, providing cover that goes beyond standard travel insurance.
Type:
IPMI
From:
UK
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
All our Protector Plans are available to buy instantly with no need to disclose your medical history.
Max Age:
75
Offer flexible, customizable travel insurance with a reputation for customer-friendly service, especially for those who have struggled to get cover elsewhere due to age or health.
Type:
Travel Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Recognized for their willingness to insure travellers with a wide range of medical histories—just be sure to declare all conditions during the application.
Max Age:
Well-known for being one of the few insurers in the UK and Europe that welcomes older travellers, including those over 70, 75, and even 85 for certain products.
Offers highly flexible plans for both short-term and long-term travellers, with multilingual support and direct billing in a vast network of providers worldwide.
Type:
Travel & Expat Health Insurance
From:
Canada
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Limited coverage, must be checked in the specific plan terms.
Max Age:
74
Plans are highly customizable, include telemedicine, and are designed for long-term expats and globally mobile families.
Type:
IPMI
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Subject to underwriting and plan terms.
Max Age:
Depending on chosen plan 26, 45 or 59.