Please Choose
Known for its exceptional customer service, digital innovation (Easy Claim app, Easy Pay Card), and flexibility for global citizens.
They offer tailored solutions for all expatriate situations—students, professionals, families, and retirees—with multilingual support and direct billing worldwide.
Type:
IPMI & Travel/Expat health Insurance
From:
France
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Some IPMI policies may offer coverage for pre-existing conditions after medical underwriting.
Max Age:
70
A Fortune 500 insurer with an enormous global network, offering highly customizable international private medical insurance for individuals, families, and organizations, with 24/7 multilingual customer care and a strong digital platform (including a Health Benefits App).
Type:
IPMI
From:
USA
Reach:
Global
When to take out:
Anytime
Pre-existing Condition Included:
Pre-existing conditions may be covered, subject to medical underwriting.
Max Age:
75
Specializes in fully digital services, allowing customers to quote, apply, and manage policies entirely online. Their market-leading Easy Claim app enables instant claims, free 24/7 telehealth, and real-time support worldwide. Innovative features like the PassportCard provide cashless, immediate claim payments, making coverage seamless for expats and travelers.
Type:
Health and Travel Insurance
From:
Cyprus
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
May be covered, but will be subject to medical underwriting.
Max Age:
70
Long-term international travel health insurance for various types of travellers—students, au pairs, interns, and those on work & travel programs.
Type:
Travel & Expat Health Insurance
From:
Germany
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
No
Max Age:
69
Instant online policy issuance, transparent pricing, and wide eligibility—cover regardless of nationality or destination. Their platform is highly user-friendly, with quick quotes and policy documents delivered instantly.
Type:
Travel Insurance
From:
Dubai
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Generally not covered.
Max Age:
Up to 100 years old for travel insurance. EKTA is notable for offering coverage to travellers of nearly any age, making it one of the most inclusive options on the market.
Set to revolutionise the IPMI market with the launch of health products, fully modular and flexible health care plan designed to meet the unique needs and preferences of expats, seafarers, aviators, and globally mobile professionals, providing cover that goes beyond standard travel insurance.
Type:
IPMI
From:
UK
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
All our Protector Plans are available to buy instantly with no need to disclose your medical history.
Max Age:
75
Patriot Platinum is IMG’s top-tier travel medical insurance, offering very high coverage limits, global direct billing, and a wide range of optional add-ons (including adventure sports, enhanced AD&D, and evacuation).
Type:
Travel & Expat Medical Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Pre-existing conditions are generally not covered. However, there is a limited benefit for the “Acute Onset of Pre-existing Conditions” for members under age 70.
Max Age:
74
Offer flexible, customizable travel insurance with a reputation for customer-friendly service, especially for those who have struggled to get cover elsewhere due to age or health.
Type:
Travel Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Recognized for their willingness to insure travellers with a wide range of medical histories—just be sure to declare all conditions during the application.
Max Age:
Well-known for being one of the few insurers in the UK and Europe that welcomes older travellers, including those over 70, 75, and even 85 for certain products.
Recognized for its tech-forward approach, offering comprehensive global health and travel coverage with strong digital tools, Anique features include the “Nomad Assistance App” (with telemedicine, mental health support, and emergency response).
Type:
Travel & Expat Health Insurance
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Limited coverage may be available for acute onset or emergency stabilization, depending on the product.
Max Age:
69
Known for its flexible, fully digital IPMI solutions tailored to expatriates, digital nomads, and globally mobile professionals, covering inpatient, outpatient, dental, and maternity options.
Type:
IPMI
From:
Luxembourg
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Pre-existing conditions may be covered, subject to medical underwriting.
Max Age:
74
Offers highly flexible plans for both short-term and long-term travellers, with multilingual support and direct billing in a vast network of providers worldwide.
Type:
Travel & Expat Health Insurance
From:
Canada
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Limited coverage, must be checked in the specific plan terms.
Max Age:
74
Regency for Expats provides international private health insurance for globally mobile individuals, families, and corporate clients in over 120 countries. Our plans ensure access to the best medical and surgical care, whether you’re at home or abroad.
Type:
IPMI
From:
Singapore
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
N/A
Max Age:
70
Plans are highly customizable, include telemedicine, and are designed for long-term expats and globally mobile families.
Type:
IPMI
From:
USA
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
Subject to underwriting and plan terms.
Max Age:
Depending on chosen plan 26, 45 or 59.
A boutique, independent insurer specializing in comprehensive international health, life, and income protection for expats and globally mobile professionals.
Type:
IPMI
From:
UK
Reach:
Global
When to take out:
Any time
Pre-existing Condition Included:
May be covered, but are subject to medical underwriting.
Max Age:
73